Topics From The Radio

When most people think about New Year's resolutions, they imagine adults vowing to join the gym. But New Year's resolutions can be for kids, too.

In fact, New Year's is a great opportunity to teach kids how to set goals. You can help them learn new skills and deal with the outcome if they fall short of their goal.

But don't just tell your kids to set goals on their own. Create a resolution together so you can provide guidance and support along the way.

Kwanzaa is an annual celebration of African-American culture held in the United States from December 26 to January 1, culminating in gift-giving and a feast of faith, called Karamu Ya Imani. Kwanzaa was first celebrated in 1966. The holiday was created by the American black separatist Maulana Karenga. The celebration of the Kwanzaa holiday has steadily declined as interest in and support of black separatism has declined in the United States.

Although teenagers typically think they know everything, most of them don’t know anything about managing money.

An overwhelming majority of teens --87% -- admit they don’t know much about personal finance, according to a new study by ING Direct.

Saving money is a habit that can take time to build, and even some adults have yet to master it. Consider this: Almost three in ten Americans, or 28%, have no savings set aside to cover emergency expenses, according to Bank rate. With that in mind, here are some things you can do to get your kids—and perhaps yourself—on the saving bandwagon.